Auto claims processing scene — road scene with vehicles
Use Case — Auto Claims

Auto Claims Triage That Moves Faster Than an Adjuster's Morning Inbox.

From first notice to routed file in minutes. ClaimVyne handles the intake, coverage confirmation, severity scoring, and assignment — for every auto FNOL, automatically.

The Auto Claims Problem

High volume. High velocity. Low tolerance for queuing delays.

Auto claims are the highest-volume line in P&C. A typical regional carrier processes hundreds of auto FNOLs per day — arriving across email, portal, phone-to-text, and agent forms. The intake window is narrow and the claimant expectation is immediate acknowledgment.

Manual triage creates a bottleneck at peak volume. When adjusters batch-process inboxes, claimants who filed on Friday night wait until Monday morning for their first contact — regardless of severity.

Typical Manual Auto Claims Timeline
Day 0
FNOL received
Day 1
Supervisor reads queue
Day 2
Policy lookup + coverage
Day 4
Adjuster assigned
4+ days from FNOL to adjuster — typical manual
ClaimVyne for Auto

What ClaimVyne does with every auto FNOL.

Multi-Channel FNOL Intake

Parse email, portal form, EDI, and carrier API submissions — extracting vehicle ID, loss date, location, and claimant contact automatically.

Coverage Confirmation

Live query into your PAS to verify collision, liability, and medical coverage — including deductibles, limits, and exclusion checks — in under 2 seconds.

Total Loss Indicator

When early signals suggest total loss (VIN age, location, loss type), ClaimVyne flags the claim before an adjuster touches it — enabling early estimator dispatch.

SIU Referral Pre-Check

Pattern matching against prior claims, claimant history, and loss type indicators flags high-risk claims for SIU review before entering the main adjuster queue.

Specialty Routing

Soft-tissue, total loss, subrogation-flagged, and catastrophe claims route to designated specialists — not the general queue — based on your routing rules.

ISO ClaimSearch + Estimator Integration

Pull ISO ClaimSearch matches automatically. Push claim data to Solera/AudaExplore, CCC One, or Mitchell — without manual reentry.

Auto Claims Metrics

The operational difference of automated triage on auto claims.

94%
of auto FNOLs fully processed without supervisor intervention
12 min
average FNOL-to-assignment time vs. industry avg 4+ days
more claims handled per adjuster per day with pre-populated files
Ready to automate auto claims triage?

Run a pilot against your actual auto FNOL volume.

Bring 90 days of auto FNOLs. We'll demonstrate the full pipeline — parsing, coverage confirmation, severity scoring, and routing — against your real claims data and your PAS.